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Terms of Use

This website is operated by M/s Krishna Securities Limited. If you visit our site then you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available on website.

If you have any objection to any of these Terms and Conditions then you must not use this Website. If you continue to visit the website then you implicitly agree to all the terms and conditions enumerated below. This Website is meant for information required to enter into legal contracts to digitally sign transactions and therefore you must not use this Website if you a minor (not completed the 18 years of age). Credset is the registered brand of Krishna Securities Limited.

Following are the terms & Conditions:

1. Ownership Right

Credset is the sole and absolute owner of this website.

2. Intellectual Property Rights

Credset own all rights to the intellectual property and material contained in this Website and all such rights are reserved. For purposes of viewing the material contained on this Website you have only limited rights which are subject to the restrictions provided in these Terms.

3. Restrictions to use website

You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • Republish material from this website (including republication on another website);

  • Sell, rent or sub-license material from the website;

  • Show any material from the website in public;

  • Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;


4. No warranties

Credset makes no express or implied representations or warranties, of any kind related to this Website or the materials contained on this Website. Nothing contained on this Website shall be construed as providing consultation or any kind of advice.


5. Limitation of liability

Credset will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • For any indirect, special or consequential loss; or

  • For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

Credset including its officers, directors, and employees shall not be liable for any indirect, consequential or special liability arising out of or in any way related to your use of this Website.


6. Indemnification

To the full extent you hereby indemnify credset from and against any and all liabilities, costs, demands, causes of action, damages and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these Terms & Conditions.


7. Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.


8. Revision of Terms

Credset is permitted to revise these Terms at any time as it sees fit, and by using this Website you are expected to review such Terms on a regular basis to ensure you understand all terms and conditions governing the use of this Website. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.


9. Assignment

Credset may transfer, sub-contract or otherwise deal with the rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

However, you shall not be permitted to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.


10. Entire Agreement

These terms and conditions will be governed by and construed in accordance with laws of India, and any disputes relating to these terms and conditions will be subject to the non-exclusive jurisdiction of the courts of Delhi. If any clause of these Terms is or becomes illegal, invalid, or unenforceable by any court of competent jurisdiction, such findings shall not invalidate the remainder of These Terms.


11. Digital Contracts

Credset provides certain financial services including advancing of loans to eligible users. This will require execution of loan agreements online. The loan agreement will be displayed to the user on the Website and needs to be digitally signed by the user using the Aadhar enabled eSign, as provided by the Electronic Signature or Electronic Authentication Technique and Procedure Rules 2015 under the Indian Information Technology Act 2000, and shall be binding on the user.


12. Governing Law & Jurisdiction

These Terms will be governed by and construed in accordance with the laws of India and you submit to the non-exclusive jurisdiction of the courts in Delhi, India for the resolution of any disputes.

13. Refund Policy

Credset doesn't provide any refund for the visit charges or any other kind of charges levied during the whole loan process. Also there is no refund of EMI paid. 

14. Payment flow

For payment of EMI or any charges, you can simply click on the make a payment link. Fill in your loan details. Once the payment is authorised by the team, you will receive the payment link on your registered mobile number. You can contact the team on +91 8810603685 for any payment related query.

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